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Let us sell your home or assist you in the purchase of a new home!When buying or selling you want an agent who negotiates the best deal and treats you as their most important client. 

As a member of the Real Estate community, we know how tough it has been over the last few years in Florida. We also know that you and your family’s health  insurance have gone up. What we do is understand your situation and help you  structure your policy to where it meets your family’s needs and budget. 

Using independent insurance agents costs you nothing. You gain the  experience, contacts, and resources of that individual to help you navigate the  system. We represent a number of insurance companies and will search for the  best plan at the right price. We also have a number of products that may suit  your needs. 

We are self employed, as you are. Our ability to fund our business  operations depends, like you, on referrals. Quality customer service HAS to be  our top priority. Like you, we are available seven days a week until 10PM at  night to service your needs. 

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How will health-care ruling impact brokers?

A look at what Obama's new insurance mandate means for the industry

August 01, 2012
By Jake Mooney


New York City real estate agents have long been classified as independent contractors rather than employees of the firms they work for.


But since the U.S. Supreme Court ruled in late June in favor of the Affordable Care Act, President Obama’s health-care reform, that distinction has become more crucial than ever.


The law’s much-discussed “individual mandate,” slated to take effect in 2014, will require all Americans to have health insurance or pay a fine. It also requires businesses with more than 50 employees to provide coverage or pay a similar fee — but while full-time employees of brokerages count toward that number, brokers don’t.

The Court’s decision, then, will have significant ramifications for the brokerage community everywhere. Indeed, going without insurance, as many agents currently do, will be much more difficult come 2014.


The real estate industry here is sorting through exactly what the law will mean for brokers and firms, and what sorts of new options for buying insurance will be made available to agents. And since the President was re-elected this fall, the law likely survives.



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