Visitors since 2015

Request a FREE copy of your Medical Information Bureau!

Get a Quote Today!

Phone: 813-434-1902

Fax: 813-434-2322



Or use our contact form.

Client Services

Discover the advantages of insuring with James Insurance Consultants. Learn more.

Highly Recommended by Locals On Alignable

Real Estate Services

I have a Real Estate License in the State of Florida. I am an active Insurance Agent and am involved in Passive Real Estate work. I AM NOT IN COMPETITION WITH REAL ESTATE AGENTS! I offer benefits to that segment so I became licensed to understand the profession.

As a member of the Real Estate community, we know how tough it has been over the last few years in Florida. We also know that you and your family’s health insurance have gone up. What we do is understand your situation and help you structure your policy to where it meets your family’s needs and budget. 

Using independent insurance agents costs you nothing. You gain the experience, contacts, and resources of that individual to help you navigate the system. We represent a number of insurance companies and will search for the best plan at the right price. We also have a number of products that may suit your needs. 


We are self-employed, as you are. Our ability to fund our business operations depends, like you, on referrals. Quality customer service HAS to be our top priority. Like you, we are available seven days a week until 10 PM at night to service your needs.


Call us today to help you and your family.


We can help you with Health Insurance for you and your family!

Hard-To-Place Coverage is easy to find with BABC

BABC is one of the largest writers of Vacant property coverage and Builder's Risk coverage, including coastal exposures. Both programs are available for Commercial and Residential properties..

Vacant Property Program

  • Minimum premiums start at $200 for property
  • Minimum premiums start at $250 when including liability
  • Commercial and Residential properties eligible
  • Immediate quoting and binding over the phone
  • Policies can be issued from one to 12 months

Builder's Risk Program

  • Minimum premiums start at $200 for property
  • Minimum premiums start at $250 when including liability
  • Ground-up and renovation projects eligible
  • $5,000 premises theft coverage available
  • Commercial and Residential properties eligible


For more than a decade prior to the passage of the Affordable Care Act (ACA), NAR surveys indicated that 28-33 percent of REALTORS® were uninsured in any given year. Without health insurance, REALTORS® and other self-employed individuals are unable to seek necessary medical attention and/or face significant financial burdens when they or their dependents need medical care. As part of efforts to address the health insurance needs of members, NAR has advocated for reform of the health insurance markets that provide coverage to the self-employed and small employers since the health care reform debates of the mid-nineties.

Among the number of choices available including the Healthcare Marketplace, Short term policies, and Indemnity plans. All options have some prior condition attachment associated with benefits except the Marketplace option. Sometimes, a combination of plans is the best way to go. For example, pick a high deductible low-cost Marketplace plan and an indemnity plan. We help you figure out the best way to go.

Print Print | Sitemap
© Bay Area Benefit Consultants