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Long Term Care

Longevity Planning For The Long Road Ahead from Chen Randall on Vimeo.

True Freedom is the only nationwide home care services option for seniors.  As a leading alternative to long-term care insurance, membership plans for agency and anytime services have a current lifetime retail value of up to $250,000*.  There are no age limits or medical underwriting, and contracts start at only $95 per month.

Agency and anytime services include:

  • Meal Planning / Preparation
  • Assistance With Dressing
  • Assistance With Bathing, Toileting And Hygiene
  • Grooming
  • Laundry, Ironing and Changing Linens
  • Grocery Shopping
  • Light Housekeeping
  • Monitor Diet And Food Expirations
  • Medication Reminders
  • Accompany To Place Of Worship
  • Accompany To Doctors Appointments And More

*The “Current Lifetime Retail Value” is based on a national average of $25.00 per hour for non-medical home health aides.  As that cost increases, so will the value of True Freedom membership hours.

Since our founding in 2008, True Freedom (also known as American Senior Services, Inc.) is today the only company that provides nationwide home care plans for seniors. We are a service contract company that offers the most viable and dependable alternative to traditional home health care insurance. True Freedom has successfully served seniors in all states through a commitment to integrity and financial responsibility.

True Freedom Nationwide Home Care plans provide seniors with the freedom to live in the comfort of their own homes. Our members are typically able to delay or avoid nursing home confinement and protect their family from a future hardship. True Freedom arranges for a fully licensed, bonded and insured home care provider from the True Freedom qualified network, or seniors can select a True Freedom-approved friend or neighbor to provide their care for things like meal preparation, dressing, and personal hygiene.

SENIOR HOME CARE IS TRUE FREEDOM!

PLATINUM PLAN

  • 10,000 Lifetime Membership Hours
  • $250,000 Current Lifetime Retail Value
  • $5,700 Annual Fee
  • $475 Monthly Fee

GOLD PLAN

  • 6,000 Lifetime Membership Hours
  • $150,000 Current Lifetime Retail Value
  • $3,540 Annual Fee
  • $295 Monthly Fee

SILVER PLAN

  • 3,000 Lifetime Membership Hours
  • $75,000 Current Lifetime Retail Value
  • $2,100 Annual Fee
  • $175 Monthly Fee

BRONZE PLAN

  • 1,500 Lifetime Membership Hours
  • $37,500 Current Lifetime Retail Value
  • $1,140 Annual Fee
  • $95 Monthly Fee

Discount Savings

  • A 5% annual fee discount is available for each new enrollment.
  • A 10% fee discount is available for each husband and wife or domestic partners when enrolling at the same time.
  • A 15% annual fee discount is available for each husband and wife or domestic partners enrolling at the same time.
  • The cost of maintaining any True Freedom Plan decreases 10% a year for up to the first 4 years when no home care service hours have been accessed.  Plans will remain at a 40% discounted rate starting in year 5 and beyond, up until the member chooses to access the home care hours of their plan for the first time. This Discount Reward is the incentive for Members to only utilize the hours of their plan at a time when the need for home care assistance is ESSENTIAL and they feel they will require care for an extended length of time.

Could you afford to pay $100,000 a year* for nursing home care? Most people can’t. Use Mutual of Omaha’s calculator to see the cost of services in your state. https://www.mutualofomaha.com/long-term-care-insurance/broker-calculator

 

 

 

 

 

 

 

*Based on the national average of $109,231.20 per year for a private room in a nursing home. Source: Mutual of Omaha’s Cost-of-Care Study, conducted by LTCG, 2020, released April 2021.

Long Term Care Insurance 2021 Consumer Guide
This publication gives you information about Long Term Care coverage.
BABC_2021_CONSG_r07.pdf
Adobe Acrobat document [1.5 MB]
Tax Breaks and Incentives for Long Term Care Insurance 2021 Federal & State
Federal & State tax breaks for the investment in Long Term Care.
BABC_2021_TAX_r07.pdf
Adobe Acrobat document [2.9 MB]
The Cost of Long Term Care
Do you really have any idea of what it will cost to take care of you or a loved one annually? Look here......
601511_CoC_LTC_Brochure.pdf
Adobe Acrobat document [1.1 MB]
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