Are your health insurance premiums killing your cash flow? Are you and your family members relatively healthy without any major issues? We have your solution!

Philadelphia American and the New Era Family of companies was incorporated in 1924. Their current management took over in 1989 but throughout the companies history they have provided quality, affordable insurance and financial products highlighted by outstanding customer service. Rated A.M. Best "Secure" with a current rating of B++ and located in Houston, TX, New Era has outstanding products for Americans in 50 states. Options include Medical, accident, disability, dental, and Medicare Supplement plans.

My clients in the Bay area have marveled at the savings they can achieve with their plans. Their indemnity plan for medical includes a zero deductible for all non-hospitilized medical care and low deductibles for hospitilization. Their plan is a nationwide PPO and is good with any provider, in or out of network. There are also zero copays for all medical services and in some cases, clients can receive money refunded using network providers through the First Health Network!

EXAMPLE:

• 39 YO male, nontobacco
• 38 YO female, nontobacco
• 2 children (any age)

$715/month with $5,000 hospitalization only deductible. No other copays or deductibles. Good nationwide anywhere and is a PPO. First Health Network (https://www.firsthealthlbp.com/) for network discounts. $10,000 of critical illness on all members + Specified Disease coverage. Add accident and disability for two years for $121 more. Add $2,000 of dental and vision for $80 more.

Contact us today for a free quote. What do you have to lose??

Professional services are also available. We offer Professional Liability coverage and other insurance services to protect you and your practice. Between Long Term Disability and personal liability coverage to your employee's benefits to protection for your family-we have it all!